Wheaton College Norton, Massachusetts
Wheaton College
Student Financial Services

Private Loan Information

Private  Loan Preferred Lender List

Wheaton College invites lenders to provide information about their products through a Request for Information (RFI) process. The Office of Student Financial Services reviews the information submitted to identify loan products that offer our families competitive rates, customer service, and borrower benefits. Our Preferred Lender List is reviewed each year and updated as necessary.

This is not a comprehensive list of all the educational loans that may be available to you; you are not required to select one of these lenders. Wheaton College’s Office of Student Financial Services does not receive and will not accept, inducements from lenders in exchange for inclusion on this list.

We strongly encourage all students to exhaust their federal loan borrowing options first before considering a private loan. Please be sure to review the Department of Education's publication Federal Aid First to learn about the Federal Loan programs.

Each lender's loan program may have different requirements.  Be sure to check with your lender regarding the loan programs you may qualify for that best suits your needs.

Here are some things you might want to consider when choosing a loan:


Who is the primary borrower of the loan?  Will I need a cosigner?

How is the interest rate determined?  Is it based on the prime rate, Libor, or something else?

What are the fees?

Does the lender offer any repayment benefits?  How long is the repayment period?

Is the loan deferred while I am in school?

You may also want to compare interest rates, borrowing limits, and credit requirements.

Our Private Loan Preferred Lender List is available here.

Private Education Loan Applicant Self-Certification

In addition to application documents, a lender must obtain a Private Education Loan Applicant Self-Certification Form signed by the applicant before disbursing a private education loan.  A copy of the Private Education Loan Applicant Self-Certification form is available here.

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