Wheaton College Norton, Massachusetts
Wheaton College
Student Financial Services

Student Loan Borrower Instructions

Federal Direct Stafford and Perkins Loan Application Process

Applying for a federal student loan for the first time? The following instructions are here to help you navigate the federal student loan process at Wheaton College for the first time.  All first time student loan borrowers are required to complete this process prior to receiving their loan(s).

Not sure if you have been awarded a federal student loan?
Students may view their current financial aid award through insideWheaton. Use your window PIN to log in then select Student Accounts and Financial Records to view your current financial aid award.

If you have been awarded both a federal Direct Stafford loan and a federal Perkins loan, you must complete all requirements for each loan as outlined below. NOTE: Failure to complete the application process within 30 days of receipt of the notification may result in the delay or forfeiture of the student loan proceeds. If you do not complete your loan requirements we will assume you do not wish to borrow and your loan(s) will be canceled.

Federal Direct Stafford Loan Application Process:

1. Accept/Decline your loans:  Students do not need to accept their need based federal Direct Subsidized Stafford loans. Students who are offered a non need based federal Direct Unsubsidized Stafford loan need to accept (or decline) their loan(s) using the instructions here.  If you do not wish to borrow your Federal Direct Subsidized or Unsubsidized Stafford loan(s) for the current academic year, you can decline all or some of your loan(s) using the instructions here.

2. Complete your Direct Stafford Loan Entrance Counseling. Don't forget to choose Wheaton College in Massachusetts at the end of your entrance counseling session so your confirmation is forwarded to us. Start your Direct Loan Counseling Session here.

3. Complete your Direct Stafford Loan Promissory Note: The promissory note is a legally binding agreement to repay a loan between the student borrower and the Department of Education. A parent cannot complete the Direct Stafford Loan promissory note (or entrance interview) on the student's behalf. Complete your Direct Loan promissory note here.

Federal Perkins Loan Application Process:

Students do not need to accept their federal Perkins loans. Instructions to decline a Federal Perkins loan is available here.

Complete your Perkins loan entrance Counseling and promissory note. If you have been awarded a Federal Perkins Loan, you will receive an email from Wheaton's Federal Perkins loan servicer, Campus Partners, directing you to their iPromise online loan service. This notice will be sent to your wheatoncollege.edu email account. Upon receipt, please go to the Campus Partners iPromise site and follow the instructions to complete the Loan Interview Questionnaire, Perkins Loan Master Promissory Note, and Truth-In-Lending Confirmation.

Remember, if you receive both a Federal Stafford and Federal Perkins loan for the first time, you must complete both loan application processes for each loan.

Other Important Loan Information:

If you have any questions regarding either the completion of Federal Stafford or Perkins Loan program requirements at Wheaton College, please contact the Office of Student Financial Services at (508) 286-8232 or e-mail us at sfs@wheatoncollege.edu.

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