Wheaton College Norton, Massachusetts
Wheaton College
Student Financial Services

Federal Direct Loan and Federal Perkins Loan Borrower Instructions

Loan Application Process

Applying for a federal student loan for the first time? The following instructions are here to help you navigate the federal student loan process at Wheaton College for the first time.  All first time student loan borrowers are required to complete this process prior to receiving their loan(s).

Not sure if you have been awarded a federal student loan?
Students may view their current financial aid award through their Inside Wheaton account. Use your window PIN to log in then select Student Accounts and Financial Records to view your current financial aid award.

You must complete all requirements outlined below.

Federal Direct Stafford Loan Application Process:

1. Accept/Decline your loans:   Students do not need to accept their need based Federal Direct Subsidized Stafford loans. Students who are offered a non need based Federal Direct Unsubsidized Stafford loan need to accept (or decline) their loan(s) using the Borrower Loan Instructions.  If you do not wish to borrow your Federal Direct Subsidized or Unsubsidized Stafford loan(s) for the current academic year, you can decline all or part of your loan(s) online using the Borrower Loan Instructions or by emailing your request to sfs@wheatoncollege.edu

2. Complete your Federal Direct Stafford Loan Entrance Counseling:   Don't forget to choose Wheaton College in Massachusetts at the end of your entrance counseling session so your confirmation is forwarded to us.   Start your Federal Direct Loan Counseling Session here.

3. Complete your Direct Stafford Loan Promissory Note:   The promissory note is a legally binding agreement to repay a loan between the student borrower and the Department of Education. A parent cannot complete the Direct Stafford Loan promissory note (or entrance interview) on the student's behalf. Complete your Federal Direct Loan promissory note here.

Federal Perkins Loan

Wheaton College's Federal Perkins Loan servicer is Heartland/ECSI.  Heartland/ECSI can be reached by phone at 888.549.3274.   The web site for Heartland/ECSI is www.heartlandecsi.com/.

Federal Perkins Loan Application Process

Please Note:  Federal Perkins Loan Entrance Counseling and electronic promissory note signing  for the 2017-2018 academic year will be available on the www.heartlandecsi.com website soon.

1. Accept/Decline your loan:   Students do not need to accept their Federal Perkins Loan.  If you do not wish to borrow your Federal Direct Perkins Loan for the current academic year, you can decline all or part of your loan online using the Borrower Loan Instructions or by emailing your request to sfs@wheatoncollege.edu.

2. Complete your Federal Perkins Loan Entrance Counseling:   Start your Federal Perkins Loan Counseling Session here.

3. Complete your Federal Perkins Loan Promissory Note.  The promissory note is a legally binding agreement to repay a loan between the student borrower and the Department of Education. A parent cannot complete the Federal Perkins Loan promissory note (or entrance interview) on the student's behalf. Complete your Federal Perkins Loan promissory note here.

 

If you have any questions regarding your Federal Direct Stafford or Federal Perkins Loans, please contact the Office of Student Financial Services at 508.286.8232 or e-mail us at sfs@wheatoncollege.edu.

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